How to Check BVN on MTN for Free: Check Bank Verification Number on MTN App

How to Check BVN on MTN: A Complete Step-by-Step Guide

How to Check BVN on MTN:- The Bank Verification Number (BVN) is a unique 11-digit number introduced by the Central Bank of Nigeria (CBN) to help reduce fraud in the banking system. Every bank account holder in Nigeria must have a BVN, which links all of their bank accounts under one identification.

One of the easiest ways to check your BVN is through your mobile phone, specifically using the MTN network. In this guide, we will explain how to check BVN on MTN and answer common questions related to the process.

Knowing how to check BVN on MTN is important, especially if you need to access your BVN quickly for banking transactions, loan applications, or other financial processes.

Why You Need to Know How to Check BVN on MTN

Your BVN serves as your financial identity in Nigeria and is required for various banking activities, such as:

Opening a new bank account.
Applying for loans or credit facilities.
Completing online banking transactions.
Ensuring the security of your bank accounts by preventing unauthorized access.

Many people might forget their BVN after registering, but with MTN, you can easily retrieve it. Let’s dive into the steps on how to check BVN on MTN and the other important details you should know.

Method 1: How to Check BVN on MTN Using USSD Code

The easiest and most common method to check your BVN on MTN is by using the USSD code. Follow these simple steps to check your BVN directly from your MTN line.

Step-by-Step Guide on How to Check BVN on MTN

Step 1: Open the Dialer on Your Phone

To begin, unlock your phone and open the dialer. This is where you will input the special USSD code to retrieve your BVN.

**Step 2: Dial 5650#**

Once the dialer is open, simply dial *565*0# using your MTN phone line. This is the official USSD code for checking BVN across all mobile networks in Nigeria, including MTN.

Step 3: Wait for the Display

After dialing the code, wait a few seconds for the system to process your request. Your BVN will appear on your screen.

Step 4: Take Note of Your BVN

Make sure to copy or screenshot your BVN immediately. You may need this number for banking or financial purposes, so it’s best to store it safely for future reference.

How Much Does It Cost to Check BVN on MTN?

The cost to check your BVN on MTN using the USSD code is N20. This fee is deducted from your MTN airtime balance each time you request your BVN. If you do not have enough airtime, you will not be able to use the USSD service.

Method 2: How to Check BVN on MTN Using Internet Banking

Another way to check your BVN is through your bank’s internet or mobile banking platform. Many banks display the BVN number on their apps or online platforms, and you can use your MTN network to access these services.

Steps to Check BVN Using Internet Banking

Open Your Bank’s Mobile App or Website: Log into your internet banking account using your credentials (username and password).
Locate Your BVN: Once logged in, navigate to the section where your account information is displayed. Most banks display your BVN on the homepage or under your account profile.
Copy Your BVN: Take note of your BVN for future use.

This method is also useful if you prefer checking your BVN through your banking app without needing to dial a USSD code.

Why Is It Important to Know How to Check BVN on MTN?

Your BVN is essential for completing many banking and financial services in Nigeria. Here’s why knowing how to check BVN on MTN is crucial:

Bank Account Security: Your BVN ensures that your bank accounts are protected from unauthorized access.
Loan and Credit Applications: You’ll need your BVN when applying for personal loans, student loans, or credit facilities.
Linking Multiple Accounts: If you have accounts with different banks, your BVN links them all together, which makes financial tracking and services easier.
Financial Transactions: Many financial institutions and fintech apps request your BVN for verification before completing transactions.
Online Payments: If you use mobile banking or digital wallets for transactions, you may need your BVN to verify your identity.

Common Problems When Checking BVN on MTN

Though checking your BVN on MTN is easy, there are some issues you might encounter. Here are common problems and how to solve them:

1. Insufficient Airtime

If you don’t have enough airtime, you won’t be able to check your BVN using the USSD code. To resolve this, ensure you have at least N20 airtime on your MTN line before dialing the USSD code.

2. Invalid Response

Sometimes, you may get an invalid response when you dial the USSD code. This could be due to network issues or a temporary service outage. If this happens, wait for a few minutes and try again. If the problem persists, you can check your BVN through internet banking.

3. Phone Network Issues

If your MTN line has poor network coverage, you may face delays or an inability to check your BVN. Move to a location with better network coverage and try dialing the code again.

4. Incorrect Phone Number Registered with BVN

If your phone number is not correctly registered with your BVN, you may not be able to retrieve it through the USSD code. In this case, visit your bank to update your phone number and link it with your BVN.

Frequently Asked Questions (FAQs) on How to Check BVN on MTN

1. How often can I check my BVN on MTN?

You can check your BVN as many times as you need. However, each check costs N20 airtime, so make sure you have sufficient credit before dialing the code.

2. Is the USSD code for checking BVN only available on MTN?

No, the USSD code *565*0# works on all Nigerian networks, including MTN, Glo, Airtel, and 9mobile. This means that you can check your BVN on any network you are subscribed to.

3. Can I check my BVN without airtime?

Unfortunately, no. You need at least N20 airtime on your MTN line to use the USSD code to check your BVN.

4. Can someone else check my BVN using their MTN number?

No, the BVN is linked to your personal mobile number, so only the number registered with your BVN can retrieve the information using the USSD code.

5. What should I do if I forget my BVN?

If you forget your BVN, you can check it anytime using the USSD code *565*0# or by logging into your internet banking app. Alternatively, you can visit your bank and request assistance in retrieving your BVN.

Knowing how to check BVN on MTN is a simple yet important skill for any Nigerian bank account holder. Whether you’re applying for a loan, completing a transaction, or securing your account, having quick access to your BVN can make a difference. With the steps provided in this guide, you can easily check your BVN using your MTN line, ensuring you’re prepared for any banking or financial activity that requires it.

Always keep your BVN safe, and avoid sharing it with unauthorized persons to protect your financial security. Whether using the USSD code *565*0#, internet banking, or other methods, checking your BVN on MTN has never been easier.

By following these steps, you’ll never have to worry about forgetting your BVN or struggling to retrieve it when needed. Now you know how to check BVN on MTN and can do so quickly and conveniently.